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<!-- Four pages, listed by their clean URLs (Caddy's try_files maps /privacy →
     privacy.html). Keep this in step with the site: an unknown path 404s here
     by design, so a stale entry advertises a dead URL to every crawler.
     /terms and /contact added 2026-09-04 — SnapTrade's production-access
     application asks for all three legal URLs, and a reviewer who cannot find
     one reads it as one we do not have. -->
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